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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fast, simple, secure

Easy to deal with. No fuss, speedy and clear. Reviewed on: 30th June 2017

Fair,easy & reasonably prised

No haggle, straight forward, and no silly questions asked ! Reviewed on: 30th June 2017

trusted

trusted, secure, fast and good value for repayment rate Reviewed on: 30th June 2017

Fantastic company

Very easy to interact with and they have a great efficient path from application to money in the bank.. Also a small matter of great rates Reviewed on: 30th June 2017

Competitive rates, good service

Organised loan in a few days over phone. Excellent, trustworthy service that inspires confidence. Excellent rate with no penalty early payment, exactly what I was looking for. Reviewed on: 30th June 2017

Great service

Great service , easy access , no longer waiting on the phone, informative friendly and helpful advisors..fair rates Reviewed on: 30th June 2017

SUPERB, QUICK, HONEST

I was treated with respect & honestly. Look no further than Zopa Reviewed on: 30th June 2017

Review of loan experience

Despite having a less than perfect credit history, zopa were not only very helpful, but efficient and quick. I would definitely recommend to anyone. Reviewed on: 30th June 2017

Simply the Best

The whole process was very simple and easy , no hassle no headaches , communication was brilliant and the products are so competitive and flexible to suit any circumstance. Don't think I would ever use any one else again , outstanding ! Reviewed on: 30th June 2017

Couldn't be easier

Just a few clicks and there was my loan, amazing. Highly recommend these guys Reviewed on: 30th June 2017

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