Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Zopa is the best

Never had any problems to get loan. Always on the time and A.P.R. as small as possible. Recommend Reviewed on: 30th June 2017

Best rates only go to almost perfect customers, they screw everyone else.

I'v had two loans from Zopa and ended up getting better loans to pay them off early. The rate I got charged was almost the same as a credit card. Thanks goodness my bank, Barclays was able to help at a much reduced percentage rate. Zopa are smug and I'm guessing their winning these awards doesn't help that much. Use a loan calculator like those found on moneysavingexpert.com which only do a soft search on your credit file to find out which loans you are likely to get based on your individual credit rating. If you get a good deal with Zopa then, the very best of luck but, be very careful. Reviewed on: 30th June 2017

All friendly and helpful

Everyone that I spoke to and dealt with through out the whole process where all helpful and friendly. Couldn't have asked for better people to help me through the rough situation what with the family car being written off thankyou all Reviewed on: 30th June 2017

Excellent all round experience

Simlple process with no hidden charges or surprises. Very professional organisation, excellent at what they do Reviewed on: 30th June 2017

Exceptional service

Quick and easy application, fast pay out. Easy to understand Reviewed on: 30th June 2017

Very thankful

Zopa were straight forward to deal with. Reviewed on: 30th June 2017

brilliant company

i am on second loan from Zopa had great service, I would recommend to anyone. Reviewed on: 30th June 2017

Best rate!

Best rate and quick handling time Great overall Reviewed on: 30th June 2017

Very likely

First class service quick and easy Reviewed on: 30th June 2017

Excellent efficient service

Very quick efficient service, from applying for the loan and the money in the bank was less than a week. Would highly recommend Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loan
from Admiral 4.77 from 1396 reviews
Payday loan (discontinued)
from Credio (inactive company) 0.00 from 0 reviews
Bridging Finance (discontinued)
from Halcyon Bridging Finance (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub