Smart Money People Logo

Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69083)

fab loan company got my nephew to use very easy and helpful xx

5
Needed a loan quick to pay off my car brill rates took all the worries away xx Reviewed on: 30th June 2017

Great provider

5
Excellent service from start to finish. Reviewed on: 30th June 2017

Honest, very easy to check anything with the loan . AWSOME service 5*****

5
AWSOME 5***** AWSOME 5*****AWSOME 5***** Reviewed on: 30th June 2017

Best place ever for a easy load aplication

5
Nice and easy on line forms great to deal with fast service Reviewed on: 30th June 2017

Hmmm

4
Good flexibility with payments and extra payments Reviewed on: 30th June 2017

Easy and quick

5
Couldn't be easier to sign up, get approved, receive money, and have the direct debit set up. Reviewed on: 30th June 2017

Competitve loan. Easy to deal with

5
Easy. Quick very competitive rates. Faultless Reviewed on: 30th June 2017

Easy and quick service

5
We got a loan with Zopa to assist with out car purchase - the process was quick, straightforward and dealt with in a timely matter - would definitely recommend. Reviewed on: 30th June 2017

Good interest rate

5
Great rates, flexible - overpayments for example, easily accessible via the internet. Good service. Reviewed on: 30th June 2017

Competitive

5
Competitive rates and an easy process. Reviewed on: 30th June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Credit card

    from Zopa 4.94 from 44343 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products