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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Quick and easy!

It was very easy to arrange on line, and the money was in my account - ready to pay for my new bathroom - really quickly. Repayments are going through smoothly. I am thoroughly satisfied with Zopa - a pain free way to borrow. Reviewed on: 30th June 2017

Quick & Easy!

Really simple and quick to apply and get a loan. No problems whatsoever with payments and contact. Highly recommend. Reviewed on: 30th June 2017

Very quick flexible and efficient

Used for a quick result. Was able to change payment date easily. Cleared balance and borrowed more very easily Reviewed on: 30th June 2017

Fantastic quick service

I have had numerous loans from zopa and there service has always been excellent Reviewed on: 30th June 2017

Perfect

Just what was needed at the right price at the right time Reviewed on: 30th June 2017

Fantastic customer service and very efficient

The process was quick easy and efficient. Friendly very helpful person on the end of the phone. Amazing customer service. Would definitely recommend to friends and family. Zopa will definitely be my number one choice in the future. Reviewed on: 30th June 2017

Nice n easy

It was easy and straight forward. No hassle quickly sorted. Reviewed on: 30th June 2017

The best on the market

Excellent communication, brilliant affordable interest rates and easy to set up. Zopa you shine above all the others! Reviewed on: 30th June 2017

Better than all this big banks!!!

Just one simple sentence....if your interest is lower than barclays AND HSBC you must be the best!!! Reviewed on: 30th June 2017

Flawless service & great alternative to bank loans

This is my second Zopa loan. Both times the application progress has been tremendously easy to complete and follow and the time it takes for the money to be in your account is so minimal. The easy to use website for checking on your loan application, progress and payments is flawless and so easy to manage. Most importantly it's great that those who want to save can earn better rates by lending it out to their peers in this way. I highly recommend and I wouldn't go elsewhere for a loan at any cost now. Reviewed on: 30th June 2017

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