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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Had a great fast seamless service. Very happy!

Great fast seamless! Happy with the service and experience as a whole ! Reviewed on: 30th June 2017

Car Loan

Never really had a better borrowing experience. They did exactly what they said they would do when they said they would do it. Totally painless. Reviewed on: 30th June 2017

Hassle free good rates

A very easy application process and one of the lowest interest rate around Reviewed on: 30th June 2017

Great service

My experience with Zopa was great. The application process was quick and easy and I received the money in my account promptly. Thank you! Reviewed on: 30th June 2017

No nonsense.

Zopa made it quick, convenient and straightforward to borrow money at a time when it was vital for me and my family. Thank you Zopa. Reviewed on: 30th June 2017

higly recomand!!!

everithing fast and smooth!!! 5 starss Reviewed on: 30th June 2017

Excellent service. Fair rates. Quick to process.

Very straightforward service. We wanted to take a loan out to cover money we required to spend to visit our daughter who was undertaking a volunteering exercise in Malawi. What struck me was the element of trust in arranging the loan. Normally I feel these things are stressful - this was just very common sensical. There was also a sense of fairness and no greed in the repayments.... Reviewed on: 30th June 2017

Competitive rates no early repayment fee

Took a loan a few years ago to pay my overdraft off. Zopa had the best rates at that time . I was in a position to pay loan off earlier than the agreed term and I didn't need to pay an early payment fee. Great service . I will always check zopa rates should I ever need a loan in future. Reputable company . Reviewed on: 30th June 2017

simple and fair

borrow an amount and pay back as they say, worked brill for me , loans made simple as they say and its true. Reviewed on: 30th June 2017

Excellent & quick

I requested a loan and was accepted. The money was then put into my account. No hassle. All excellent staff and customer service Reviewed on: 30th June 2017

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