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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fast and responsive

Good rates and quick to get back to you 5 star company Reviewed on: 30th June 2017

Easy, Simple, Competitive, fast!

The title sums it up! If you need money fast at a very competitive rate Zopa is the place to go! Go Zopa! Reviewed on: 30th June 2017

Lending made easy!

Simple, straight forward and had my decision the same day. Also great rates availble, much more competitive than the high street banks! Reviewed on: 30th June 2017

Great service, smooth from start to finish

It's was all done online, quick and very very easy, no stress. Would fully recommend Zopa! Reviewed on: 30th June 2017

Gets you the best deal for you

Gets you the best deal for your situation and for me the lowest apr Reviewed on: 30th June 2017

Fantastic service, can't fault them!

I had a great experience with my loan from Zopa. It was very fast and simple, went straight into my bank account within 3 days! Great company. Reviewed on: 30th June 2017

Amazing company

I experienced most a most professional and easy to deal with company Reviewed on: 30th June 2017

Great facilities and ease of management

I have recently topped up an existing loqn with Zopa and I never thought it would be this easy. I think the concept behind connecting lenders to customers represents tge future of business in the UK. I am recommending Zopa to all my relatives and acquaintances. Reviewed on: 30th June 2017

Quick and painless

Requested a loan this was done quickly. Have recommended plenty of family and friends, fantastic and very fair service and treatment. Thank you for your help zopa. Reviewed on: 30th June 2017

Loan to buy a car

Really easy, really quick, best rates I could find. Highly recommend Reviewed on: 30th June 2017

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