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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I have had several Personal Loans with Zopa.

I have had several Personal Loans with Zopa. The online application process is straightforward and easy, they make their decision quickly and the money is transferred to your bank account within minutes. Reviewed on: 28th February 2025

Very helpful and fair interest rate

Very helpful and fair interest rate Reviewed on: 28th February 2025

Needed a loan for home improvements.

Needed a loan for home improvements. It was agreed within a few minutes and the money in my bank within 2 hours. Fantastic service. Have used them again since on another loan. Reviewed on: 28th February 2025

Very easy experience found it very easy using the ap...

Very easy experience found it very easy using the app that was helpful Reviewed on: 28th February 2025

Really straightfoerd, quick, and trustworthy process

Really straightfoerd, quick, and trustworthy process Reviewed on: 28th February 2025

very easy to apply and easy to watch progess as you...

very easy to apply and easy to watch progess as you pay funds back. Reviewed on: 28th February 2025

Loan and CC.

Loan and CC. No issues.When I have called I have always had good service and the issues resolved first time of calling. Reviewed on: 28th February 2025

Hassle free loans with easy acceptance

Hassle free loans with easy acceptance Reviewed on: 28th February 2025

Great rates and easy to use app, used Zopa on more t...

Great rates and easy to use app, used Zopa on more than one occasion and have always found the application process simple and straightforward. Reviewed on: 28th February 2025

So nice I’ve used them twice, literally

I have a credit card and loan with Zopa and I just find there app brilliant, very easy to navigate Reviewed on: 28th February 2025

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