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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Good APR.

Good apr and quick response time Reviewed on: 30th June 2017

Excellent efficient service

Loan processed efficiently, cost effective terms - and no early repayment - excellent service Reviewed on: 30th June 2017

Great service

Friendly and efficient service with good customer service Reviewed on: 30th June 2017

Mrs

Quick, simple no messing. The forms were easy to complete and understand. Reviewed on: 30th June 2017

Easy and affordable

I took out a small loan to supplement my spending money on the holiday of a lifetime making my experience so much more valuable. The application process was easy and I was accepted no problem despite not having much credit history. The monthly repayments are very affordable just like paying phone contract. Overall I'm a very satisfied customer. Reviewed on: 30th June 2017

GreT 5 star service

Great rates for borrowers ease of application on line emediate decision friendly staff great 5 star service Reviewed on: 30th June 2017

Simple Quick and Hassle Free

Brilliant service, love the website and the way you can manage your account and make over-payments. A modern loan provider who really provide a hassle free service. Recommended. Reviewed on: 30th June 2017

Easiest and best loans out there

One of the best account based loans to have, can easily adjust and overpay your loan online Reviewed on: 30th June 2017

Brilliant

Easy to access and no quibbles. Competitive Apr and easily affordable Reviewed on: 30th June 2017

Excellent rates and service

Easy to borrow, good rates and efficient customer service Reviewed on: 30th June 2017

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