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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Zopa. Best money lender there is?

5
While I've only had 3 loans in my shortish life, I don't think Zopa can be beat. They were quick to respond to my loan application and BY FAR gave the cheapest interest rates. What more could a person want? Reviewed on: 30th June 2017

Easy and fast Loan

5
I found it easy and fast to get a loan to buy my car and any issues i have had have been handled by the polite and helpful staff I have talked to on the phone. Would definitely recommend!! Reviewed on: 30th June 2017

Nice and Easy To Set up

5
The Zopa loan I took out this year was very easy to apply for and was approved very quickly. They are always pleasant to deal with and there are no issues from me. Chris Reviewed on: 30th June 2017

The right choice

5
I choose Zoopla looking at several reviews, they were the right choice for me, simple application process, and quick approval, will use them again if the need arises Reviewed on: 30th June 2017

Fast and affordable

5
So simple to apply, fast and straight forward. I highly reccomend zopa Reviewed on: 30th June 2017

Zola - Great loan

5
I currently have a car loan with Zopa and found them very easy to deal with. The loan was agreed very quickly and efficiently and it is a very competitive. Would recommend them! Reviewed on: 30th June 2017

a very good company to deal with.

5
I have had a great experience with this provider and my e-mails are replied to in 24 hours.Thankyou. Reviewed on: 30th June 2017

top leader

5
Got a quick answer , easy to understand breakdown of the loan and easy to use website to track payments Reviewed on: 30th June 2017

Fast and efficient, and a great investment too

5
Really efficient service, and an innovative way of funding Reviewed on: 30th June 2017

Excellent service

5
Easy no hassle great service Would defo recommend to a friend very impressed Reviewed on: 30th June 2017

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