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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Easy loan

Simple sign up and process and repayments - would recommend. Excellent rates too! Reviewed on: 30th June 2017

Great service and value for money

Great customer service lot of help on the phone and one of the best loan deals that was about Reviewed on: 30th June 2017

Haven't found better

Really good customer service and dealing with repayment options couldn't be easier! Reviewed on: 30th June 2017

Easy lending

Easy experience from start to end! Reviewed on: 30th June 2017

Very likely

It was easy to apply and a decision straight away. The money was in my account within 3 days and the direct debit set up. Fantastic Reviewed on: 30th June 2017

Easy, Fast and a great deal!

When looking for a loan I usually look for the best deal, when I came across Zopa I was shocked how good the interest rate was, immediately I thought there must be a catch, however after getting a representative example on the rate I would be paying I then applied online using the easy to use website. I was happy with the rate I was offered and the quick and easy process overall. I would recommend Zopa to family and friends, and if I ever need another loan in the future they would definitely be my first choice. Reviewed on: 30th June 2017

Simple and great

Very simple process, very happy with their customer service. I was not sure if I would be accepted but was delighted when I was. I would recommend to friends and family Reviewed on: 30th June 2017

Easy

Easy and simple the way I like it Reviewed on: 30th June 2017

Pain free and speedy borrowing

Being able to see if you are eligible for the loan without affecting your credit score was just as important as getting confirmation of the loan at a fantastic rate in a matter minutes! Would definitely recommend!!!! Reviewed on: 30th June 2017

Great service

Fab service fast and efficent, loan in my account very quickly, Online spplication very easy to complete Reviewed on: 30th June 2017

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