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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Very easy and clear

Love zopa! It's fast, easy to understand and offers low interest with no hidden fees. Reviewed on: 30th June 2017

Great rates, can pay back early without charges. Can't beat it.

Rates beat the high street banks. Can pay back early without changes too. Additionally, nice and flexibly managed online -- I've changed the day of the month that instalments are taken out easily within a few clicks. Would recommend! Reviewed on: 30th June 2017

Really simple

It's really simple to apply for and is processed really quickly can't fault at all Reviewed on: 30th June 2017

Loan

Quick approval. All online. Sorted in 2 working day. Tanks ZOPA Reviewed on: 30th June 2017

Excellent

Brilliant excepted right away Hassel free. Reviewed on: 30th June 2017

The rate what you guys offer is brilliant and how easy it is to make more payments.

The thing what I like about zoap is how easy it is to to look at your account online make bigger payments as well also rang the team as well to make a final payment it was so easy to do I can't believe how easy we can invest as well I would 110% recommend zoap to the family and friends I would the to invest in zoap. Reviewed on: 30th June 2017

Simple, fast and easy way to borrow money.

I needed £4000 for a DIY project, saw Zopas advert and applied for the loan as per the Zopa instructions which were very straight forward. It took no time at all for their positive reply and i found the whole procedure a very simple, fast and easy way to borrow the money. The repayment rates were significantly cheaper than everyone else i approached and, all i can really say is that it was a "no brainer" to agree to the loan. I would unconditionally recommend Zopa to anyone who wants to borrow money at very low interest and ease of application. Good luck.! Reviewed on: 30th June 2017

Extremely helpful

Staff are extremely and helpful when I have had enquiries over the phone and net. A professional company I would strongly recommend to friends and family. Reviewed on: 30th June 2017

Happy Customer, hassle free

Dealing with Zopa was straightforward, friendly and prompt. Recommended without hesitation. Many thanks Reviewed on: 30th June 2017

Amazing!

I needed a quick financial help to continue training in higher education. Zopa was the best! Very quick application process and very little questions to be approved. I couldn't believe that in 3 minutes I was approved for loan. I was the happiest person on the world as my dream came true! Monthly payments are low and fair. I will use them again without hesitation. I have recommended Zopa to my friends and family. Thank you so much! You are lovely!!! Happy customer. Xxxx Reviewed on: 30th June 2017

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