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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Makes sense

Competitive borrowing without giving your money back to the big banks! Reviewed on: 30th June 2017

Simple, clear and fair.

I used Zopa to borrow a sum of money at a great rate compared to the banks. The process was simple and well explained. I have been happy to recommend Zopa to friends and family. Reviewed on: 30th June 2017

Quick, easy and great rates!

Zoopla offered very competitive rates and it was simple and easy to apply. Money was transfered quickly and the team kept me up to date with the process. I would definately recommend! Reviewed on: 30th June 2017

Terrific!

This is the second loan I have taken out with Zopa and i received the same fast efficient service as previously. Would highly recommend Zopa. Reviewed on: 30th June 2017

Hassle free borrowing.

I needed jusy a little top up for a holiday and chose zopa after reading reviews i applied. I was in a restaurant eating dinner when i applied and the process was so easy , so simple. The money was in my account within 2 days and was very happy. Would recommend 100%. Reviewed on: 30th June 2017

What I needed, when I needed it

I needed a loan to finish my house renovations and due to my circumstances, I was unable to get a loan with a 'high street' lender. Luckily, Zopa was offering great rates at exactly the right time Reviewed on: 30th June 2017

accessable, friendly hones

easy to apply, no hidden costs or small print very very competitive rates and a friendly service thanks Reviewed on: 30th June 2017

Quick, efficient and hassle-free loan provider

My first experience was a revelation. I didn't realize that loan can be obtained in such an efficient, transparent and yet hassle-free way. Reviewed on: 30th June 2017

Clear, simple loan service

I have found Zoopla a positive company to work with Reviewed on: 30th June 2017

5 star service

Zopa was such an easy, no fuss place for a loan. Easy to navigate website, the loan was approved within days, the money in my account soon after with clear explanation of how much interest & date/s the repayments would commence. Excellent company. Reviewed on: 30th June 2017

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