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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Fast, quick, easy.

A fast quick and easy service at a good rate, far better than any of the banks. Reviewed on: 30th June 2017

Very good service, quick and simple process

We have used twice now and have been very pleased Reviewed on: 30th June 2017

Great easy

Very easy to apply for. Speedy cash transfer Reviewed on: 30th June 2017

Great to deal with

The process was quick and easy which is really important. I would use Zopa again and recommend them. Reviewed on: 30th June 2017

Hassel free

Loan was easy to apply for and deposited in the bank quickly with updates all the way. Reviewed on: 30th June 2017

Just brilliant from start to finish

To be honest using Zopa was soo easy to do unlike trying to get a loan from my bank. Saved myself money, time and stress what more can I say. Reviewed on: 30th June 2017

best service you can get

easy to apply, great costumer service, fast trasfers Reviewed on: 30th June 2017

Clear and precise from start to finish

Online experience excellent with no hassle instant application confirmation. Assess before you apply approach - refreshing. Good job Zopa Reviewed on: 30th June 2017

Easy set-up, low interest rates, no snags

Applying and setting up the loan was a doddle, and the low interest rates made it a no-brainer. There is a very easy process for checking the up-to-date details of the loan and history of payments etc at any given time. I am very impressed. Reviewed on: 30th June 2017

Best for personal finance - no hassle, no anxiety. Proper Good.

Got a loan, minimum effort, maximum gain. Reviewed on: 30th June 2017

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