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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Straight forward and quick

The process was simple and straightforward forward and I got a response very quickly, I would use them again and recommend to others Reviewed on: 30th June 2017

Excellent Service

So straight forward from start to finish. Very happy with the service I have received Reviewed on: 30th June 2017

Excellent service

They're fast reliable and hassle-free. Reviewed on: 30th June 2017

Trouble Free Lending

My loan application was approved and the funds were in my bank account within 48 hours. I am able to access my account on line in seconds and the account information is always accurate and easy to follow. On the one occasion I called Zopa the phone was answered immediately and the advisor very helpful and professional. I wouldn't hesitate to recommend Zopa as a loan provider. Reviewed on: 30th June 2017

Fast payment and good rates

I needed a loan for a car applied with Zopa loans and got a decision within 24 hours and money was soon in my account. Very happy and repayment plan was very good Reviewed on: 30th June 2017

Quick and easy

Got accepted and received the money within hours of applying for the loan. No hassle just pay monthly direct debit job done Reviewed on: 30th June 2017

The easy choice

I took out a loan with Zopa to purchase a car at a very competitive rate and when I sold the car I paid off the remainder of my loan with no early repayment charge, which is great for me as I change my mind constantly! Easy decision when I come to take out another loan, I'll go to Zopa. Reviewed on: 30th June 2017

Job done

Easy, quick and efficient. No hassle just quick to complete. Then recieve money Reviewed on: 30th June 2017

Quickest with amazing apr.

I cannot praise zopa highly enough. My overall experience was quick and reliable. The lowest apr around. I woukd definitely recommend and use again. Thanks zopa. Reviewed on: 30th June 2017

Quick and simple and fair

Simple process, great customer fairly and great comms Reviewed on: 30th June 2017

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