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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa - just effortless

Zopa have given me the best rates, the best service and are happy to tailor everything to just what I need. Reviewed on: 30th June 2017

Great rates

Best lian company I have approached with competitive rates and easy to use website Reviewed on: 30th June 2017

Easy and hassle free

Been excellent from the very start. Very transparent. Reviewed on: 30th June 2017

Quick, easy and efficient

From the initial phone call I found all the staff at zopa professional and friendly. Money was in my account in a few day, would definitely use again. Reviewed on: 30th June 2017

Easy easy easy!

I was abroad on the other side of the world and quickly needed to set up a loan. Not only did Zopa come up top on a comparison website, it was set up in less than 24hours, along with an immediate and personal response to an email I had sent with some Qs. Zopa's customer service and efficiency just can't be beaten. Reviewed on: 30th June 2017

Just so easy!

I used Zopa to transfer an existing balance for my car. It was just so quick and easy. I did it in about 10 minutes on my phone on the way to work. Instant decision and the money was in my account the next day, and at the best rate around. Why wouldn't you?! Reviewed on: 30th June 2017

Small loan

Very simple processes, all explained well in website, clear breakdown of charges etc. Very pleasantly surprised at the reasonable charges. Quick turnaround for money being issued. Would definately recommend or use again if needed. Reviewed on: 30th June 2017

super quick

Had a reply back super quick, kept up to date with progress and any loan updates. easy to use website and loan statement details. Reviewed on: 30th June 2017

Zopa 5 star quality

My experience with zopa in few words was 5 star, it was easy to apply, recieved great customer service and the terms and conditions of the loan was very well presented and easy to understand. I recommend Zopa to everyone. I would 100% use zopa again. Thanks again Zopa Reviewed on: 30th June 2017

zopa excell in personal loans

best rates I could find , extremely easy and quick to set up and receive money , and non punitive fro early settlement 3 rd loan now done and settled and will use again Reviewed on: 30th June 2017

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