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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy and quick

Very happy with zopa and would recommend to friends Reviewed on: 30th June 2017

Fab service

Fast service all round what more could you ask for Reviewed on: 30th June 2017

Great Customer Service

Can't grumble. Easy application process, promt decision and great follow up service. Kept informed from start to finish. Would recommend highly. Reviewed on: 30th June 2017

Excellent quick hassle free service

I needed a loan fast and didn't want the hassle of answering large amounts of questions. I applied to zopa and was approved within the hour. Excellent fast hassle free service. Reviewed on: 30th June 2017

No issues

No issues using this company easy to use and highly recommended Reviewed on: 30th June 2017

Quick easy and hassle free

Fantastic customer service, the staff are lovely and helpful. The whole process was really quick and the money was in my account in no time. Reviewed on: 30th June 2017

Friendly staff fast decision

Great all round service fast decision and payment couldn't ask for better Reviewed on: 30th June 2017

fast service, great price

Lowest by far for interest rates, very fast service and no hassle Reviewed on: 30th June 2017

so easy

great rates and easy to sign up for a loan, I like that i know exactly how much i need to pay back and can make overpayments at any time which directly reduce my monthly payments Reviewed on: 30th June 2017

Excellent loan service

My partner and I decided to take out a loan to consolidate our debts. It has made our financial situation suddenly feel manageable and simple. Interest rates are reasonable and customer service is impeccable so far. Reviewed on: 30th June 2017

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