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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

reliable and efficient

easy to arrange and easy acces to account on line Reviewed on: 30th June 2017

Would highly recommend

Needed cash quickly. Paid off early with no penalties whatsoever. Would highly recommend. Thank you Reviewed on: 30th June 2017

An open reflection

I have applied for loan through Zopa. I am an individual with low income. Submitted my clear and accurate financial stage. Zopa evaluated my status correctly. I have my loan sanctioned. Reviewed on: 30th June 2017

Very good lender

Easy to apply, user friendly online access so you can keep track of your loan. Rates are competitive Reviewed on: 30th June 2017

Simple and accomnodting

Great loan company without complex questions as they use the rating of credit reference agencies Reviewed on: 30th June 2017

Great service

Quick and easy April application for car loan. Reviewed on: 30th June 2017

Fast & efficient

The personal loan application was simple & got an immediate decision (with the lowest interst rate compared with other high street loan compnsies) - the loan advance in my account within a few days. Would definitely recommend Zopa for any one in need of a personal loan quickly. Reviewed on: 30th June 2017

Second to none

Absolutely amazing experience, I did everything on line and a decision was made straight away. The money was in the bank the next day. I would recommend zopa any day to anyone Reviewed on: 30th June 2017

Top job!

No complaints, superb customer experience! Reviewed on: 30th June 2017

Recommended for any type help

Was a huge help more than once . I would recommend as someone recommended me as a good fair business Reviewed on: 30th June 2017

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