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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and easy

Excellent service. Money on your account within few days. Fast and easy way of getting cash also Zopa are very flexible. Highly recommended. Reviewed on: 30th June 2017

Best loan

The cheapest loan on the market, received money next day. Reviewed on: 30th June 2017

Really easy and very helpful

Very easy to make the application and very quick to respond. Simple to understand and excellent updates given. Would definatly recommend. Thanks! Reviewed on: 30th June 2017

Easy Peasy!

Zopa is the easiest loan company I have dealt with, the funds were in my bank within 48 hours and I am able to keep an eye on my loan from the app! Great and will definitely use again if I need another loan! Reviewed on: 30th June 2017

Quick and easy with low rates

Very happy with service and loan rates too Reviewed on: 30th June 2017

brilliant

Easy Straight forward and no hassle Reviewed on: 30th June 2017

Lovely jubbly

Great service,friendly customer services would recommend the experience to anybody Reviewed on: 30th June 2017

Fast decision

Helpful and informative ,quick decision by Zopa. Reviewed on: 30th June 2017

Simple and reliable!

Zopa allowed me to buy my first car. As a young 20 something year old who's just joined the army, I was a little nervous about getting a loan. Zopa loans allowed me to put my fears aside and go with confidence into buying my awesome first car! They set me up with an account so I can see exactly when and how much would come out of my account every month. It's this kind of simple service which has enabled me to purchase my new car without any financial headache. Thanks Zopa! Reviewed on: 30th June 2017

Zopa

I was extremely impressed with Zopa. They were quick to decide and their online account was quick and easy to use, their staff are friendly and always on hand should you have any queries. I would use them again and would certainly recommend. Reviewed on: 30th June 2017

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