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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy and Quick

It was very easy and quick to sort out a loan with Zopa. I will recommend them to all my friends and associates Reviewed on: 30th June 2017

Easy and quick

Application procedure and disbursement was quick, simple and user friendly. Reviewed on: 30th June 2017

Used to be great

Sadly Zopa have stopped their safeguard feature and seem less interested in small investors now Reviewed on: 30th June 2017

Really easy process

I needed to get a loan quickly and looked at the rates that were offered. I was extremely happy with how quick it was arranged and I also receive clear correspondence regarding outstanding amount. I was able to set up a direct debit easily and I like the fact I can pay it off early if needed. Reviewed on: 30th June 2017

Easily accessible with quick eligibility decision

I wanted a loan that enabled me to have lower monthly repayments than my current loan Zoopla is easily accessible with no complicated or lengthy smallprint to view Their decision was quick Really happy to have switched to Zoopla as my loan provider and would definitely recommend them to my family and friends Reviewed on: 30th June 2017

Happy customer

I hunted about for a good loan and had no problems with this companh. Was quick to do and the money was in my account quicker than they said. Recommended to family and friends. Reviewed on: 30th June 2017

Zopa review

Had two loans from then. Quick decision and fund transfer. Reviewed on: 30th June 2017

Hassle free without the jargon

My experience with Zoopa was without hassle and everything was set out very clearly. You can keep tabs on your loan online and they are always happy to help if you have any questions. Satisfied customer Reviewed on: 30th June 2017

Quick and nice

Didn't spend too much time, funds received quickly, online management account very good Reviewed on: 30th June 2017

Brilliant

Quick and easy to set up. Quick response and money went in straight away. No hassle Reviewed on: 30th June 2017

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