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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Super

5
Easy to use and fair rates so you don't need to worry Reviewed on: 30th June 2017
Jim Diamond's avatar
Jim Diamond

Great company. Made life easy

5
Easy hassle free lending. Great rates have had no issues at all. Loans can be paid off early without penalty and have great interest rates which go to peoples pockets rather than the banks! Reviewed on: 30th June 2017
Kieron's avatar
Kieron

So very easy

5
So very easy to use and get approved for your loan, the website is also easy to use and very user friendly. Reviewed on: 30th June 2017
richard wheatley's avatar
richard wheatley

Fantastic product and swift service

5
I have been a Zopa customer for a few years now and cannot fault any aspect of the service i've received, fast decisions, fast payment, clear payment schedules, and highly competitive loan rates makes Zopa very hard to beat, Reviewed on: 30th June 2017
Phill White's avatar
Phill White

Excellent service

5
I would definitely use Zoos again and would highly recommend it to others inneed of a loan Reviewed on: 30th June 2017
Fran Jones's avatar
Fran Jones

My go to Loan company

5
I've been super impressed with Zopa, i love the low interest rates and the fact you can make over payments with out any charges or complications. They were really flexible when i needed to change my bank account and DD date. Also love that it's a peer to peer platform of microloans. Reviewed on: 30th June 2017
Beth mcEwen's avatar
Beth mcEwen

Zopa all zopa the best

5
By far the cheapest and best loan company around today Reviewed on: 30th June 2017
James Lee Richardson's avatar
James Lee Richardson

Excellent service

5
I needed a loan quickly and with minimum fuss. I reviewed many different loan providers and found Zopa was offering exactly what I was looking for and costing the least. I applied and was accepted straight away. My loan was set up with minimum fuss and time. I am delighted with their service and would highly recommend Zopa. Reviewed on: 30th June 2017
Elaine Molloy's avatar
Elaine Molloy

Very easy to understand

5
Unlike many providers the Zopa process seems very transparent with terms and conditions written in English rather than the usual Legalese that nobody can understand. Very happy with the service provided. Reviewed on: 30th June 2017
Terry's avatar
Terry

Reasonable and Run by the people

5
This is the best and most innocent way to borrow, run by people, you feel at ease knowing that the money is from trustees who are basically helping you out once in a while rather than having to air your dirty laundry to a bank only for them to reject your plea or charge insane interest rates - it's basically the most ethical borrowing and lending service out there. Reviewed on: 30th June 2017
KG3's avatar
KG3

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