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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Nice and easy

No hassle, very straightforward. Reviewed on: 30th June 2017

Fast payment

No issue so far, fat payment and decision Reviewed on: 30th June 2017

Excellent service!

Great digital experience... friendly staff, easy to understand the modern way to lend money and loan money - simply perfect Reviewed on: 30th June 2017

Excellent service. Very flexible and very competitive.

I have used Zopa twice now to borrow money for home improvements. The rate is excellent and the service is absolutely brilliant. The online application is easy to undertake and your options are clearly presented. Once you make a decision it went through really easily and the money was in the account in a couple of days. Everything you need to do can be done online. Truely lending for the modern age. Great stuff Reviewed on: 30th June 2017

Quick and efficient

Very straightforward no problems Reviewed on: 30th June 2017

fantastic service

I have used Zopa twice now for home improvement loans, the website is so easy to navigate and simple to use, it doesn't take long for a response to come back if you apply for a loan. I would only recommend Zopa to family/Friends as a loan company. I have never had any problems. Reviewed on: 30th June 2017

Excellent Service

Quick and excellent service, Stress free, paperless service. Reviewed on: 30th June 2017

Good rate

A good rate and good to see alternatives to banks Reviewed on: 30th June 2017

Great rates

The whole process was very quick and easy, right from the initial application to receiving my money. The online service was very good. Great company. Reviewed on: 30th June 2017

The best and quickest service

There are the best in giving you out a loan quickly and swiftly Reviewed on: 30th June 2017

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