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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Low interest loan and easy to use

Very quick and simple service - using Zopa has been a real help in consolidating and paying off old overdraft debts with a high interest rate. Reviewed on: 30th June 2017

Quick and efficient

Got my loan approved within hours and the money got credited instantly. Really happy with the service! Reviewed on: 30th June 2017

Very quick and brilliant service

Very quick and brilliant service. I can recommend for everyone who need quick loan with low percentage! Reviewed on: 30th June 2017

Amazing loan provider

Zopa it's really brilliant loan provider staff is really professional, everything work as good as possible. Fast and pleasant Reviewed on: 30th June 2017

Excellent

Very simple and quick. An excellent experience. I wouldn't hesitate to recommend to anybody. Reviewed on: 30th June 2017

Quick, easy and great rates

Easy to apply and quick response. No hassle - all sorted in a matter of days. and with good rates, that's what I call a great loan experience Reviewed on: 30th June 2017

Incredible rates

Simple to apply, quick response and lowest rates of interest I found, I'm even considering taking another loan once this one's paid up for house improvements- Thank you Zopa!! Reviewed on: 30th June 2017

BEST FOR LOANS

Got a loan no problem got it at a good rate and have had no problems. Reviewed on: 30th June 2017

Quick, easy and safe

I have been using Zopa as a lender for a number of years now and have found their system to be easy to use and understand. Recently I needed a loan which was organised and set up very easily and quickly. I would have no hesitation in recommending Zopa to anyone look for a loan or looking to lend money. Reviewed on: 30th June 2017

loan

Quick no hassle and no hidden cost Reviewed on: 30th June 2017

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