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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Definitely recommend

Definitely best company to get a loan with and would recommend to friends and family Reviewed on: 30th June 2017

Clear and Simple

All OK a simple and efficient process Reviewed on: 30th June 2017

Great, quick low cost loans

Was a pleasure working with Zopa. Very quick decision. Received the money extremely quickly, the interest payments are also very low. Very happy with the service provided. Reviewed on: 30th June 2017

Easy lending

Simple, quick and thorough with great interest rates Reviewed on: 30th June 2017

Clear service, good rates

Very simple to apply for and the rates were very reasonable Reviewed on: 30th June 2017

Awesome

Great quick easy to deal with no mesing about Reviewed on: 30th June 2017

Excellent service. Very flexible and very competitive.

Brilliant service. Everything can be done online, everything is clear and the money was in the account within a couple of days. lending for the modern age. Great stuff Reviewed on: 30th June 2017

Great

Loan taken out quickly as promised Reviewed on: 30th June 2017

Professional affordable loan service

The loan application and approval process Zopa was easy from start to finish. Good website and App Reviewed on: 30th June 2017

Fantastic from start to finish

Zopa has been used by myself and my husband in our house and we have never had any complaints. The whole experience is great from start to finish. Reviewed on: 30th June 2017

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