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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Easy and helping ordinary people

The loan from Zopa was surprisingly easy to arrange and it's gratifying to know that my loan is helping ordinary people rather than overpaid fat-cat bankers. Reviewed on: 30th June 2017

Simple, Quick and very competitive

The online application process was quick and simple to use, and I was accepted online in minutes, at a much more competitive rate than I was offered by my existing bank who I have banked with for 17 years. Would highly recommend Zopa to anyone else looking for a loan. Reviewed on: 30th June 2017

Fantastic!

Really fast service and no ripping you off like these other lenders. Just brilliant. Reviewed on: 30th June 2017

Fast - Modern - Flexible.

I gained access to credit via Zopa very efficiently and fluidly. The communication was first rate and the modern user interface of the management tool had provided me with great flexibility in managing my Zopa loan. I have already recommended and will definitely not hesitate in continuing to do so. Reviewed on: 30th June 2017

excellent service

Very efficient service with clear concise instructions and information regarding the loan procedure. Reviewed on: 30th June 2017

Life saver! Life changer!

Zopa helped me with the money to do up my house and stop living in a less than healthy atmosphere. The whole process was quick and easy and stress free and has made a huge difference to me and my son. Thank you Zopa :-) Reviewed on: 30th June 2017

Very good and quick service

I needed to consolidate my previous loans and it was easy and quick with zopa Reviewed on: 30th June 2017

Easy to arrange. Reasonable interest rates.

Took out a loan for a computer. Process was simple and fast. Reviewed on: 30th June 2017

Smooth

Quick,easy and friendly service.. best place i've ever got a loan Reviewed on: 30th June 2017

Loan with Zopa

Got a loan from Zopa. No hastle. Great % apr. Was quick and easy and in my account very fast. Would recommend to anyone. Reviewed on: 30th June 2017

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