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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent All Round

Easy to apply, no hassle, great rate. Highly recommended. Thanks Zopa! Reviewed on: 30th June 2017

Extremely good.

Excellent service all round approved my loan request very quickly and funds in account within 1-2 days very happy 11/10. Reviewed on: 30th June 2017

Excellent service

Very quick decision and excellent customer service Reviewed on: 30th June 2017

Amazing loan provider

Zopa it's really nice, fast and secure loan provider with very professional and nice staff. They work really fast and offer good deals to describe it in few it's impossible just need to check it out yourself!! Reviewed on: 30th June 2017

Simple, effortless and there when you need it

Simple to set up, fast and easy to use. Like all financial services should be, unobtrusive and there when you need them. Highly recommended Reviewed on: 30th June 2017

Excellent service from zopa

I would highly recommend zopa to anyone who is looking for a loan, they provide an excellent service that is simple to use and are always on hand to answer any questions you may have. Reviewed on: 30th June 2017

Excellent

Nice and easy to apply and didn't take long for the money to come through!! Reviewed on: 30th June 2017

simple straight forward no messing

Nothing other than praise so easy to deal with no messing around highly recommend Reviewed on: 30th June 2017

Zopa - quick, easy and no nonsense!

The whole experience of applying for a loan with zopa was great. I was able to see exactly what my repayments would be before applying fully for the loan ( these were great by the way! Best on the market) and the actual process of applying and being excepted was really quick. I would definitely use them again my future and recommend them to my friends and family. Reviewed on: 30th June 2017

Easy quick reliable

Took out loan for new car quick and easy to do, money was straight in my account, ask the low interest rates are great. Easy to check how much is left to pay along with paying extra when you want too. Reviewed on: 30th June 2017

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