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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

really helpful and fantastic service

You speak to a really informed and helpful member of staff. A breath of fresh air compared to other companies Reviewed on: 30th June 2017

Easy application and great service

The online sign up was very easy and very affordable rates of repayments - helped me get out of a hole from another loan provider ! Great company Reviewed on: 30th June 2017

My bank said No, Zopa said yes!

Loyal customer with my bank for years, never missed a payment on previous loans and credit card. When I really need funds they said no. Zopa said yes with no hassle and a quick response. Funds in my account within a couple days. Spoke to Zopa staff a couple times about different things and they have always been helpful and polite. Cheers Zopa! Reviewed on: 30th June 2017

Perfect

Getting my zopa loan was genuinely hassle free. Hassle is what we have come to expect from getting new money products but there was none at all. I love that zopas website is clear and simple and easy to use too Reviewed on: 30th June 2017

Helpful and easy to access

I have had more than one loan from Zola and each time the service has been efficient and helpful Reviewed on: 30th June 2017

You're not aloan if you love Zopa...

I was so stressed buying my first house - new floors, new windows, wallpaper. It all adds up. I was searching the marketplace for a good loan provider - thankfully I found a great loan provider. Really easy, so transparent and nothing is hidden. Really easy to talk to if you have any queries to. I'm nearly two years in to my payments and not one issue. Would highly recommend! Reviewed on: 30th June 2017

Very competitive rates easy application

Brilliant firm to work with easy application and great service. Monies in account when they said. Would use again and recommend Reviewed on: 30th June 2017

Long term user

Have been using Zopa almost since its inception, both as lender and borrower. Lending is very straightforward and the borrowing process is great. Ability to make top up repayments very helpful Reviewed on: 30th June 2017

Hassle free

Straight forward and received the money quicker than I thought I would. Reviewed on: 30th June 2017

Great to deal with

From application to receipt of loan the process was streamlined professional and expedient Reviewed on: 30th June 2017

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