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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very competitive rates easy application

Great company would use again great rates Reviewed on: 30th June 2017

Quick and easy

My loan was sorted in seconds. No problems whatsoever. Application process couldn't be easier. Very happy with it! Reviewed on: 30th June 2017

My money lender of the year.

Super quick decision. Very quick deposit into my bank, no fuss, no problems, highly recommend to anyone. I would never think of applying with any one else. Reviewed on: 30th June 2017

Simple and effective

From start to finish the the whole process was straight forward. The money was in my account the next day and I was kept informed thoughout the whole process. Would recommend them to anyone Reviewed on: 30th June 2017

Superb

Everything was quick, easy and approved within hours, brilliant rates as well Reviewed on: 30th June 2017

If you can use this way, it's better than any bank!

Got told avout this from a Financial Advisor. I didn't know anything like this dort of arrangement was available. All sorted in a few days. Fabulous experience. Reviewed on: 30th June 2017

Loans made easy

I recently took a loan out for a new kitchen. Zopa were very competitive with their rates and the whole process was easy, hassle free and very quick. Would have no hesitation in recommending them. Reviewed on: 30th June 2017

Would definitely recommend

Best company to get a loan with. Make extra payments. Would definitely recommend to friends and family. Reviewed on: 30th June 2017

5* service

Quick service & easy to understand documentation Reviewed on: 30th June 2017

Excellent and simple customer service

It was a very easy and simple process backed up by excellent customer service Reviewed on: 30th June 2017

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