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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa were fab

Easy to apply for, quick response and loan agreed!! What more do you want. Hassle free. I would recommend Zopa Loans to anyone. Reviewed on: 30th June 2017

Brilliant

This company were really quick to respond and pay money into account. At a really good rate too. Reviewed on: 30th June 2017

Car loan

Very helpful, quick & easy about To pay off large amounts quickly also. Reviewed on: 30th June 2017

Easy to set up

Very easy to set up and understand, top job zopa!! Reviewed on: 30th June 2017

Great quick and easy service to use

All I needed to do was enter a few online forms and received my money within 24 hours. That money really helped me as I had no where to live but the loan helped me secure an apartment for myself. So a big thank you! Reviewed on: 30th June 2017

Hassle free loan, I knew where I stood and was not pushed into getting it.

Took a loan out for £5000 paid it off over 3 years. I was talk through how much it would be in total and how much each month. No pushy sales person just a very nice well informed lady. I was recommended Zopa by a friend and I am glad they did. Reviewed on: 30th June 2017

easy

zopa was very easy to use from beginning to end. simple steps, direct and will definitely be recommending them to my friends and colleagues! Reviewed on: 30th June 2017

Quick, easy and paper free

Good apr, was quick and easy and all done online. Reviewed on: 30th June 2017

Fantastic

Great experience, at a very competitive rate. Reviewed on: 30th June 2017

Easy and quick

Very helpful staff. Quick and easy service. Reviewed on: 30th June 2017

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