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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast efficient and reliable.

What can I say. Great rates, easy and fast application/approval process. Money in the account within 24 hours. Reviewed on: 30th June 2017

Easy to use. Very helpful.

We shopped around for the best deal. Zopa offered us the best rate as well as pre-approving me before I applied. Reviewed on: 30th June 2017

Very much recommended!

At a stressful time in life, the team at zopa could not have been more understanding and compassionate. Thank you! Reviewed on: 30th June 2017

Excellent loan company

I've had 3 loans through Zopa and it's been a quick and painless experience! Everything was explained to me beforehand and the money was available very quickly. I was talked into having an HP loan through second hand car garage and the rates were ridiculous. I used Zopa instead and am glad I did. Reviewed on: 30th June 2017

Brillaint

Quick fast and easy would recommend to anyone Reviewed on: 30th June 2017

This is the loan for you

I didn't have to wait for an answer & received the same quote that I requested! Reviewed on: 30th June 2017

Easy, affordable, no hassle

It's so easy and stress free to deal with zopa. I will definitely use this company again. Reviewed on: 30th June 2017

Quick and easy getting access to the loan

The whole process is quick and easy, and haven't had any problems. Reviewed on: 30th June 2017

Life Savers

Saved my life as I lost my job and got these guys to dig me out of the hole I landed in. They was so quick to process everything with not cheap but reasonable priced repayments; in total honesty. Hopefully I never land in this boat again but if I ever do, Zopa is the way forward! *****5STARS***** Reviewed on: 30th June 2017

Quick, easy and paper free

Quick and effecient. Paper free. Reviewed on: 30th June 2017

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