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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great loan rates

5
They were the best rates I could find at the time. Reviewed on: 24th June 2017
Ollie Evans's avatar
Ollie Evans

Great company

4
I'm very happy with the rate I got and the service provided Reviewed on: 24th June 2017
Ollie Evans's avatar
Ollie Evans

Great

5
Very simple and lower apr compared to other lenders! Reviewed on: 24th June 2017
Maciej's avatar
Maciej

Easy and simple processing

5
Hassle free, easy and simple application process. Competitive rates and efficient customer service. Reviewed on: 24th June 2017
Manshah Ajaib's avatar
Manshah Ajaib

Great rates and service

5
Quick, easy and hassle free. Quick to respond and easy simple application process Reviewed on: 24th June 2017
Manshah Ajaib's avatar
Manshah Ajaib

Great experience!

5
I was very happy with the support and the whole experience. I ll use the services again if required. Reviewed on: 23rd June 2017
Dinos Stogias's avatar
Dinos Stogias

Great experience!

5
It was a very good experience! I will use Zopa's services again if needed. Reviewed on: 23rd June 2017
Dinos Stogias's avatar
Dinos Stogias

Best lending company I have come across

5
In 3 words: amazingly easy process. In a few minutes I had what I asked for, no messing around, no hidden fees. I always pay on time so I've never had any issues with zopa, not a single email ABOUT ANYTHING. Highly recommend zopa. Thanks... Reviewed on: 23rd June 2017
James Pds's avatar
James Pds

Easy and simple plus a great rate

5
Great service and excellent to process for applying plus the rate you apply for is the one get if accepted. Recommended. Reviewed on: 23rd June 2017
Dominic Fry's avatar
Dominic Fry

Loan with a relief!

5
Sometimes we come to a point where we need some money & have no choice but to borrow ! This can be very stressful, with all the misleading & hidden fees from companies. However, Zopa is not like that. They are such a relief. I will not hesitate to borrow again if I needed to! My next step is to invest through Zopa! Thank you Zopa Loan ! Reviewed on: 23rd June 2017
Damla Ella's avatar
Damla Ella

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