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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Top customer service.

ZOPA, Fast, courteous, stress free service, I can't see why you would need to seek another provider. Reviewed on: 23rd June 2017

Great and speedy service

Fantastic service and very quick and efficient. Highly recommended!! Reviewed on: 23rd June 2017

Hassle free experience.

Over a year ago we used Zopa for a home improvement loan and it was a hassle free experience from start to finish. When the staff contacted me they were very helpful and friendly and the loan was finalised and transferred within a couple of days. Could recommend Zopa to anyone. Reviewed on: 23rd June 2017

Quick and Easy!

I am a first time loan applicant with Zopa and I didn't had any problem applying at all, not like any other loan provider online or even in person! The application form is simple and the result came up within less than 24 hours! No papers to sign, no requirements needed, just a simple credit check and that's it! I would definitely apply again if i am in urgent need of money! I recommend Zopa to everyone, infact, I already did! Reviewed on: 23rd June 2017

No Fuss and very good rates

Great customer service. Applied online but needed telephone help and got a quick answer and overall very smooth process Reviewed on: 23rd June 2017

Hassle free borrowing

Hassle free borrowing at great rates! Highly recommend! Reviewed on: 23rd June 2017

Helpful

They gave me credit when i Needed it the most without asking all the daunting questions Reviewed on: 23rd June 2017

Very easy and convenient

I have had three loans now with Zopa. I like the flexibility of being able to pay back the loans early - and also how easy it is to apply for a loan online. The whole Zopa model suits me really well. The service has always been fantastic when setting the loan up - and I have never had to speak to them regarding any problems, as there have been none! Definitely would recommend. Reviewed on: 23rd June 2017

No1

All done in minutes, No hassle with good rates Reviewed on: 23rd June 2017

U GOTta GO ZOpA

I was astonished at how easy it was to have my ZOpA loan approved. It was sent to me far quicker than expected too. I love ZOpA Reviewed on: 23rd June 2017

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