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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa - Quick, Easy and usually the best rate available

I have had several loand through Zopa. Always easy to set up, quick to pay out and usually the best % rate out there. I would recomend Zopa to anyone Reviewed on: 23rd June 2017

Straight forward and understanding.

Zopa has helped me get my finances in order at a time when other lenders refused. So easy to use and very helpful. Reviewed on: 23rd June 2017

Quick, easy, professional.

I have found my experience with Zopa to be totally satisfactory. Their web site is easy to negotiate. Application form was simple to fill in and a decision was made almost instantly. My account is easy to access and I'm kept up to date with regular statements. I'm very happy with my experience with Zopa. Reviewed on: 23rd June 2017

simple and quick.

very simple and very quick pay out brilliant. Reviewed on: 23rd June 2017

Very easy, quick and accurate service

I use zopa to keep an eye on my credit rating, it was very easy to set up. Great service. Reviewed on: 23rd June 2017

Great process

Really simple process. Great rate. Reviewed on: 23rd June 2017

Great rates

I got a loan with Zopa, doing business with them was easy, fast and the rate was fantastic...much better than any bank or other loan company could offer. Reviewed on: 23rd June 2017

Great great

I have Loan with zopa.quick aplication quick money very happy customer thx Reviewed on: 23rd June 2017

Personal, simple, brilliant!!

So simple, so easy! Would certainly apply again in the future Reviewed on: 23rd June 2017

Mr wilfred branney

I needed help it was really easy with my consolidation loan and we're now back on track financially thanks to zopa and the staff are friendly and understanding Reviewed on: 23rd June 2017

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