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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple and easy to apply.

Made the application on line and in a few moments I had a answer.casg in bank a few days later...ideal. Reviewed on: 23rd June 2017

Super easy

Very easy to deal with, fast transaction and even better i was able to pay off the loan early with less interest and no fees. I have already recommended to friends and family and would certainly use again in the future without hesitation! Reviewed on: 23rd June 2017

Excellent concept

I love the whole principal of Zopa both from a loan and lending point of view it works brilliantly and have been a great company to borrow from Reviewed on: 23rd June 2017

Excellent customer service and rates

Was given their details by a friend, fast friendly and efficient. Thoroughly recommend them to all Reviewed on: 23rd June 2017

very good service for everyone that wants to make extra income

For years I've used Zopa for my financial needs, whether its borrowing money or lending them for profit, I strongly recommend to everyone that is interested in making extra money to supplement their income. Reviewed on: 23rd June 2017

Quick and helpful

Very easy to use website. Money transferred quickly. Good service so far Reviewed on: 23rd June 2017

No early fee's

Pay the whole loan back early with no fee Reviewed on: 23rd June 2017

Fandabidosi

Brilliant from start to finish, couldn't hope for better customer service. Reviewed on: 23rd June 2017

Easy

The easiest loan I've ever had start to finish in 3 days boom money's in the bank Reviewed on: 23rd June 2017

Reasonable, efficient, fair

I have had 2 loans from zopa and on each occasion the product they provided has, after much research always been the best option available. They process quickly and smoothly and i will always use Zopa if a loan is required on the back of these positive experiences and findings. Reviewed on: 23rd June 2017

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