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Zopa: Personal loan reviews

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4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Zopa loan

5
Very pleased with service and app is great Reviewed on: 23rd June 2017
Parvinder Mander's avatar
Parvinder Mander

Making borrowing money a pleasure.

5
Very easy to apply for a loan , completed the form online and had a decision in minutes. Cash within a couple of days. Easy. Reviewed on: 23rd June 2017
Iain's avatar
Iain

Speedy service

5
Great service and a reply within a couple of days Reviewed on: 23rd June 2017
Rachel Halfacre 's avatar
Rachel Halfacre

Excellent service

5
I have used Zopa twice now and found them both easy to navigate and to have excellent customer service. Rates are good and service is fast. Good work Zopa! Reviewed on: 23rd June 2017
Steve Dorsett's avatar
Steve Dorsett

Quick, good clear website Way cheaper than anyone else i have seen.

5
It was quick and easy. Uploading the bank statements was a tad annoying but understandable. The best thing for me was after I put all my details in the loan was offered at a slightly lower interest rate than the headline advert. My bank offered me the same sort of deal but at the end of the application the interest rate actually jumped considerably. Reviewed on: 23rd June 2017
David Webster's avatar
David Webster

Quick and easy

3
I used Zopa to finance my car. No fuss. Reviewed on: 23rd June 2017
Michael Horwell's avatar
Michael Horwell

Excellent service

5
I have been using Zopa for the last three years, they are excellent. I have had speedy decisions and great customer service. I would definitely recommend them Reviewed on: 23rd June 2017
Sonia Caines's avatar
Sonia Caines

Before Zopa I was so loansome. :(

5
Been with my bank for years and my credit rating was excellent yet their loan rate was not appetising. There were a lot of lenders but their rates also left me wanting better. Zopa gave me the best rate, were super fast and their call center and website are top notch, not to mention all of the really helpful people that I am able to easily access. Ps. I love my new car, cheer Zopa. X I can't see myself approaching another lender ever again. Reviewed on: 23rd June 2017
Elijah J Collins's avatar
Elijah J Collins

Really simple,really easy

4
Chose Zola,as they offered the best interest rate. Really simple to apply,really quick response. Would definitely recommend. Reviewed on: 23rd June 2017
Kieran Barron's avatar
Kieran Barron

100 % ok

5
Everything was successful, I am satisfied with the loan from zopa Reviewed on: 23rd June 2017
kamil's avatar
kamil

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