Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Best loan service around!

Zopa's loan are easy to access, you get the money quickly and without complications. Their costumer service is good. Reviewed on: 23rd June 2017

Hassle free and best interest rates

Never had any problems with applying or any junk mail or spam afterwards unlike my bank, and no trying to lend me more each month Reviewed on: 23rd June 2017

Katrina

Brilliant service, definitely recommend to family and friends. Would definitely use again. Reviewed on: 23rd June 2017

quick service, good product

made my choice easy to use , good customer service Reviewed on: 23rd June 2017

amazingly quick and simple to arrange

I wanted a low interest loan to purchase a car. Zopa offered lowest rate and I found it very simple and quick to arrange online. Far easier than most previous loan applications Reviewed on: 23rd June 2017

Personal loan

My experience of zopa has been amazing I've had 2 loans now both were processed very quickly and very easy would recommend them to anyone Reviewed on: 23rd June 2017

Great

All simple and easy, good rates, good service. All good. Reviewed on: 23rd June 2017

Easy no fuss

Easy no fuss application. Money received fast and great rates. Reviewed on: 23rd June 2017

wots not to like.

Excellent loan arranged simply over the internet. Money was in my account within a couple of days. Hard to beat interest rate, would definitely recommend. Reviewed on: 23rd June 2017

Excellent for loans...honest low rates and straightforward

We have use Zopa for car loans and home improvements. The ability to pay off early without penalties and at a cheap rate is a great deal. They also come back to you quickly with responses We wouldn't go anywhere else and highly recommend Zopa. Reviewed on: 23rd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Conduit 4.82 from 353 reviews
Home loan (discontinued)
from 1st Stop (inactive company) 0.00 from 0 reviews
Short term credit (discontinued)
from Nextcredit (inactive company) 4.56 from 207 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub