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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best lenders

We've used a lot of different lenders in the past but Zopa have by far been the best lenders we've ever used. We will use them again in the future Reviewed on: 23rd June 2017

Excellent service

No problems with zopa!!!!! Great service Reviewed on: 23rd June 2017

Simply fantastic

Great service, quick, hassle free with a great amount of information when and as needed. Great. Reviewed on: 23rd June 2017

Excellent

Best value no hassle, I could not find a better deal and have never been bothered by them in any way. Reviewed on: 23rd June 2017

Excellent company with low interest

Zopa were very fast in providing me with a loan. I had a decision in a few minutes and the money was in my account very quick. It was an easy application process and very efficient and I have told many people who are looking for a loan to use zopa. The interest rates are very hard to beat and the online account that you manage your loan through is easy to use and clearly shows payments made and outstanding balance etc. I am very happy with the service provided by zopa and will use them again in the future. Reviewed on: 23rd June 2017

Winner winner chicken dinner

I needed a loan to clear some debt, But my expectations had not been met, Then I found zopa.... A great, friendly company, And being their customer makes me as happy as can be! Reviewed on: 23rd June 2017

Brilliant concept

Extremely nice experience, in all dealings with Zopa staff, from start of process till end of loan, and very competitive product. Reviewed on: 23rd June 2017

Correct and fast

Easy to apply and fast money-transfer to bank account. Reviewed on: 23rd June 2017

Requested-Reviewed-Received

I was in need of quick fund and when i knocked few doors it wasn't successful. While playing with my mobile, i came across Zopa and applied. It was reviewed immediately and surprised to receive an email the same day that my loan has been approved. The fund was released the next day. Simplest ever. Zopa is now one of my most loyal friend. Reviewed on: 23rd June 2017

Zopa is my Favourtite Loan Provider

I have used Zopa successfully on two both occasions. Service is seamless with friendly. Reviewed on: 23rd June 2017

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