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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best Lender

Easy to process.No need to worry about credit scoring.Very helpful staff.Highly Recommended. Reviewed on: 23rd June 2017

Excellent service

Needed a loan . Used my clearscore to find suggestions found Zopa very fast and efficent would recommend them with out hesitation Reviewed on: 23rd June 2017

perfect very helpful

Great rates always there to talk to would recommend . I'll be using them again Reviewed on: 23rd June 2017

Quick, easy, simple

One of the easiest loan processes I've ever completed. Decision was quick, with no fuss. Excellent communication and the money was in my account before the stated time. Highly recommend Zopa Reviewed on: 23rd June 2017

Quick easy and reliable! No hidden fees!!

Its was quick registering and quick to recieve the money! There was no hidden fees and when i had questions the staff were really helpful! Reviewed on: 23rd June 2017

Brilliant company

I had a great experience with Zopa from first application through to receiving loan. Interest rates are amazing as well. Reviewed on: 23rd June 2017

Easy and fast

Was surprised how fast and easy was process of getting loan. Nothing complicated , all details possible to change anytime at online account which means no need to spend lots of time by calling costumer services. Reviewed on: 23rd June 2017

Great Loan Provider

Zopa is fantastic in that it allows people to borrow money at a rate that is better that the majority of other providers. And also allows people to provide money to be loaned out. Reviewed on: 23rd June 2017

Happy customer review for Zopa

Excellent customer service, quick decision great rates as well Reviewed on: 23rd June 2017

what more could you ask for

Great rates, quick decision and confidence-inspiring correspondence. Have already recommended to friends and family. Reviewed on: 23rd June 2017

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