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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fantastic service

5
Friendly, fast, reliable company. Easy to contact and respond within an hour. Great. Highly recommended Reviewed on: 23rd June 2017
Jayne O'Reilly's avatar
Jayne O'Reilly

Great service

5
Was really happy how quick a process it was and simple,from applying to receiving the money was brilliant thanks Reviewed on: 23rd June 2017
Antony martin's avatar
Antony martin

The best

5
Easy fast cheap loans ever.I like it very much. Reviewed on: 23rd June 2017
Youssef Hneino's avatar
Youssef Hneino

Easy & straight forward

5
Easy to set up. Self explanatory. Quick process just what you want from a loan provider. Reviewed on: 23rd June 2017
Kerris Dickinson's avatar
Kerris Dickinson

Excellent

5
From applying, getting approval and receiving monies was very quick where you can pay early with no penalises. Interest is very resonable and staff were very polite and a pleasure to speak to. Would highly recommend. Reviewed on: 23rd June 2017
Sharon Ashby's avatar
Sharon Ashby

How they all should be.

5
I found Zopa's site to be simple, there rates extremely good . It did not take much time at all to get things sorted out after my acceptance of there terms. Have had not one issue with this loan. I got what I asked for over the time I wanted it and the payments have gone out as expected from the beginning. If all companies where getting it done a easily and efficiently as Zopa life for people looking for this type of product would be much easier. Great service. Reviewed on: 23rd June 2017
Steve Cansdale's avatar
Steve Cansdale

Fantastic service

5
Quick, Easy to deal with and amazing response!!! Reviewed on: 23rd June 2017
Dean Linnecor's avatar
Dean Linnecor

Quick no hassle loan provider

5
I needed to organise a loan quickly and found Zopa to be the easiest provider to engage with, understand and organise the elements to meet my requirements. Would recommend. Reviewed on: 23rd June 2017
Karen's avatar
Karen

Hassle Free

5
Simple, user friendly service which delivered as promised with absolutely no fuss. Brilliant! Can't recommend highly enough Reviewed on: 23rd June 2017
Stephanie's avatar
Stephanie

Excellent loan company

5
Was so quick and easy just what I needed at the time Reviewed on: 23rd June 2017
Zoe Pinder's avatar
Zoe Pinder

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