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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great company

Great company, good apr, and it's good that I found out i can even put money in to help others and in the meantime i make some money too Reviewed on: 23rd June 2017

Lower interest rate

Had previous borrowing with my bank but they wouldn't offer a lower rate than 26% came to zopa and was offered 7.5% extremely happy with the outcome Reviewed on: 23rd June 2017

Absolutely fab

Zopa is such a good and easy company to use very helpful. Reviewed on: 23rd June 2017

Very quick response

Very quick respond even if we i did have to send confidently passport picture it was quick and reliable with emails sent regarding what state they were up to. Reviewed on: 23rd June 2017

Great service

Zopa provide a great service for not only loans but investment too, of which I have both, upto date information always available , forward thinking, makes zopa the ideal financial company to be involved with To summarise fantastic Reviewed on: 23rd June 2017

simple, easy, best rates

quick and simple application and approved instantly with money arriving next day. Excellent provider Reviewed on: 23rd June 2017

Excellent and easy

No issues taking a loan out with Zopa, quick and easy and I can monitor and change payments online. Simples....... Reviewed on: 23rd June 2017

Great and easy

Very easy process great company easy to access Reviewed on: 23rd June 2017

Excellent

Great service from Zopa I have taken three loans out in the past with Zopa Wouldn't go any where else other than Zopa for great rates Reviewed on: 23rd June 2017

Best on the market!

So easy to apply for a loan and the rates are great. Just a little bit of paperwork and it's all done. I can keep an eye on my account online to see how much I have to pay. Brilliant services Reviewed on: 23rd June 2017

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