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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I felt all alone, 'til Zopa gave me a loan

Easy process, good interest rate, had the money in days. Very, very happy! Reviewed on: 23rd June 2017

Really good and helpful

its really great service i have found after my approval all helpful, money arrived in my account in 2 days Reviewed on: 23rd June 2017

As on the tin

Got exactly what I expected! Great service Reviewed on: 23rd June 2017

Innovative Lender

Zopas one of the providers now that I trust not to offer extra 'obstacles' to normal consumers. Yes I get peppered by comparison websites for the best loans available..but because me and my spouse have both had amazing service and a super efficient loan application process- I am unwilling to change to another supplier. Zopas certainly leading the way in being a pinnacle in the peer to peer lending sector. I would recommend them highly for all small to medium loan needs. Reviewed on: 23rd June 2017

Zopa is very efficient, reliable , trusted and guaranteed 9

It is the best I have seen and dealt with and I will continue to have dealings with u guys. Reviewed on: 23rd June 2017

Zopa is a fantastic loans company.

I am very happy with the service of Zopa, when l applied for a loan online it was dealt with and accepted within 5 minutes and the interest rate was low and affordable. The money was transferred into my account within 48 hours after applying. With my loan l bought a new car as l had just had my 5th child and needed a bigger car. We are all able to go out out as a family in one car now thanks to Zopa. I would highly reccomend Zopa to others, definitely. Reviewed on: 23rd June 2017

No problem loan

Quick, simple and low low rates. Would borrow again Reviewed on: 23rd June 2017

Transparent, quick, happy.

Had to return the loan early due to changes in financial situation, but Zopa were clear about cancellation policy and provided no barriers to cancelling. Good customer service. Happy. Reviewed on: 23rd June 2017

Very simple and quick process.

Loan was simple to apply for, full and easy online management of loan once active. Overall had a great experience. Reviewed on: 23rd June 2017

Great rates and easy process!

When I was searching for a loan I wanted one with great rates. It was much earlier in Zopa's existence however the rates were great, and the process was very easy to choose the payment method I wanted. Reviewed on: 23rd June 2017

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