Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Good And simple

It was so easy to get a loan and the interest to pay back was the best value out of all the others. And they also offer early repayments. Great Reviewed on: 23rd June 2017

honest straightforward lender

borrowed money for car purchase easily , after awhile was able to pay off loan with no hassle or charges .great! Reviewed on: 23rd June 2017

Excellent

One click, a quick phone call and a decision. Money on your account soon. Clear web interface for situation control. Extra repayments welcome. Just a loan you could dream of. Reviewed on: 23rd June 2017

Happy Customer

Happy with the service and good Rates . Would definitely recommend to a friend if they needed a loan Reviewed on: 23rd June 2017

Easy fast good customer service

Needed a loan zopa had best rates accepted with no issues money arrived in my account fast. Only had to speak with the customer service team once but they where great Reviewed on: 23rd June 2017

The fastest and easiest service I have ever known.

Everything was so easy and straight forward also very fast. Great interest rates. Highly recommended. Reviewed on: 23rd June 2017

Faultless

First time using Zopa and it's brilliant, very easy to apply! Money is transferred quickly and the early repayments with no charge is brilliant, will definitely use again in future Reviewed on: 23rd June 2017

Fast loan

1st time I had a loan from zopa can't praise them enough very fast good low rates Reviewed on: 23rd June 2017

All you could want from a loan provider

Great service easy to keep track of your loan Reviewed on: 23rd June 2017

consolidate and save

I used Zopa to consolidate several small loans that were eating into my monthly wage .Amazing !By paying off all those small loans I actually reduced my outgoings by £139 monthly.I have recommended this to others Super Customer Service Reviewed on: 23rd June 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Abound 4.91 from 18026 reviews
Personal loan (discontinued)
from 1st Stop (inactive company) 2.80 from 2 reviews
Loans
from Plane Saver Credit Union 4.90 from 5367 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44342 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub