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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

All you could want from a loan provider

Brilliant and quick service. Can keep track of balance extreemly easily online and no extra charges for paying extra or balance off early all you could want from a loan provider Reviewed on: 23rd June 2017

Great service

Quick and efficient loans. Hassle free. Reviewed on: 23rd June 2017

Flawless customer experience, on multiple occasions

I've taken out three loans through Zopa at various stages of my life - exactly when I needed them and in a way that was fully financially responsible where I was completely clear on the costs and fees. Reviewed on: 23rd June 2017

Easy to use

It was a very quick and straightforward process with a competitive rate of interest. Reviewed on: 23rd June 2017

So easy to apply

I found the customer service exceptional personal and friendly, the process of applying for the loan was very easy and i was given very clear information at every step. They would 100% be my first choice loan should i need another in the future!!! A* . Reviewed on: 23rd June 2017

Zopa Loan

Quick and easy to arrange, got the money quickly at a decent rate. Reviewed on: 23rd June 2017

Quick, easy, and offered best rates

Used zoopa to help with my lone, helped me very quickly and did it all online. Reviewed on: 23rd June 2017

Zopa, fast, efficient and quick

Zopa have an easy online application. They are so efficient with your application, keeping in touch with you at each stage of your loan. I can't recommend them enough. Reviewed on: 23rd June 2017

Zopa - quick, easy and efficient.

I applied online for a Zopa loan. Their application process was so easy to complete and I received an email immediately acknowledging by application. Another email followed within 24 hours informing me that the funds were now available. Their after service was impeccable, I always knew exactly what they were doing and they followed their timeline to the letter. I would have no problem recommending Zopa to everyone. Reviewed on: 23rd June 2017

Why Zopa is the best loan provider

Having rung around a few other companies and not getting much luck with a loan I came across Zopa. They gave me a loan straight away which was much appreciated. There was no fuss, no bother and even better I can access my loan on line. I can also pay more off as and when I want and request to borrow a bit more if I need to all on line. Not that my aim is to borrow more at this time though. They have given me a chance to sort my finances out once and for all. Thank you Zopa Reviewed on: 23rd June 2017

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