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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great Rates

Applied 1 day after a few days it was there the next Reviewed on: 23rd June 2017

Great company

Zopa made it very easy for me to apply for my loan. Excellent APR and clear repayments. I would recommend Zopa to all family and friends. Reviewed on: 23rd June 2017

Zopa loans is the number one in the UK

Zopa loans is very serious and quick to respond,I'm so proud of this company,well done Reviewed on: 23rd June 2017

Perfect loaner

Very good contact, easy application, simple and clear website, qiuck money, payback with no extra cost, no hidden cost. Definatelly I will borrow money again. Thank you. Chris Reviewed on: 23rd June 2017

Very good service

The repayment amounts are fair and clear. It's is to keep up with and make changes to your account. Overall very pleased with the service. Reviewed on: 23rd June 2017

Amazing

When I was need the most a loan, they helped me very quick and easy. I recommended already to all my friends and family and I will do-it always. They're very professionals! Thanks Reviewed on: 23rd June 2017

Wedding loan

Applied for loan and money was in bank very quick. Very straight forward and would use again Reviewed on: 23rd June 2017

Excellent Service and Best Rates Available

I've used Zopa a couple of times now and I wouldn't hesitate to use them again. Rapid decision process, quick transfer of funds, and a very easy to use self-service portal....with the lowest rates thrown in! Highly recommended. Reviewed on: 23rd June 2017

Simple

Zopa was recommended to me by a family member as it is a quick, easy to use service. This was my time taking out a loan and I had no problems in doing so. I chose Zopa over other companies as there is no charge for early loan repayments, but I have found the entire service to be excellent. Reviewed on: 23rd June 2017

Fast friendly service

Had a couple of loans from zopa very easy service and good interest rates, better than I could get at my own bank Reviewed on: 23rd June 2017

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