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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simple, Quick and Easy

5
Getting my personal loan through Zopa was quick and easy. The website was simple to use and process explained well. It didn't take long to get a decision and the money was in my account quickly and smoothly. It's great how I can log on to see what's left to pay and the monthly installments I've made, and so easy if I wanted to pay a little extra off one month. Would recommend to all my family and friends! Reviewed on: 23rd June 2017
Rebecca Smith's avatar
Rebecca Smith

Simple, fair lender

5
Zopa were really easy to understand their terms, with a fair deal offered. Recommended by a family friend and much appreciated. Reviewed on: 23rd June 2017
Anna Christina Blyth's avatar
Anna Christina Blyth

Quick and professional

5
Was really happy with the service. It was a quick decision to get approved and really happy with the repayments. Reviewed on: 23rd June 2017
Jess morrell's avatar
Jess morrell

Just great

5
I wanted a new mountain bike and needed to some cash fast. Zoos made my decision of who to borrow from easy with their easy to use website and application process and their best In the market interest rates .Easy choice really. Reviewed on: 23rd June 2017
richard darby's avatar
richard darby

Nice and easy

5
Simple, easy to follow application. Reviewed on: 23rd June 2017
chris hamilton's avatar
chris hamilton

Terrific Service, Very Easy to Self Manage

5
I have had great service from Zopa. Everything is very easy, I am kept well informed and I love the fact I can make overpayments each month if I have a little extra cash. Superb Service. Reviewed on: 23rd June 2017
Samantha Stimson's avatar
Samantha Stimson

Nice and easy

5
Simple and clear application. Nice and easy to use Reviewed on: 23rd June 2017
chris hamilton's avatar
chris hamilton

My loan

5
Excellent service great speed in receiving loan Reviewed on: 23rd June 2017
Phillip Lloyd's avatar
Phillip Lloyd

Companies services

5
I was very impressed with the service exiled my expectations Reviewed on: 23rd June 2017
Jimmy Herriot's avatar
Jimmy Herriot

Really saved me during a tight period

5
After going through a very tight period where I was waiting on money to come through, I thought my only option was a credit card (something I really didn't want to do) Hearing the great reviews, I knew I made the right choice with Zopa. Reviewed on: 23rd June 2017
Holly 's avatar
Holly

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