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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and easy

Best rate I could find, easy to apply and the money was in my account quickly. Reviewed on: 23rd June 2017

Easy to use and good customer service.

I found getting a loan with Zopa very straight forward and their website was easy to navigate. The money came through very quickly and all the documents were emailed straight away. Reviewed on: 23rd June 2017

Best lender

It was easy, I just filled an online application form and in few days the money was in my account. The interest rate wasn't bad. Reviewed on: 23rd June 2017

Easy peasy

I found the process of applying for being approved and drawing downing the loan a piece of cake. Approval was very quick saving me time and I also found Zopa was offering one of the best rates. Reviewed on: 23rd June 2017

excelent service

needed a loqn for a hair transplant zopa were fast with the applicstion and had the money in 3 days the rates are brilliant and cheaper than other companys Reviewed on: 23rd June 2017

Easy, and low fees

Very easy to manage and low fees, great company. Reviewed on: 23rd June 2017

EXCELLENT SERVICE

GREAT CUSTOMER SERVICE, VERY HELPFUL Reviewed on: 23rd June 2017

Fast, easy, no hassle.. What else do we need!

Was pre-approved. Made the process so simple, quick and fast. Money was in the account in 2 days. Reviewed on: 23rd June 2017

Easy to use, quick and efficent

Great company and an easy to use service. Miles ahead of some other loan providers with the easy to use online system. Reviewed on: 23rd June 2017

Quick, simple process

Easy to use website with quick decision. Exactly as promised with excellent rates. A* extremely pleased I found ZOPA Reviewed on: 23rd June 2017

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