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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent!

5
Excellent service! Great interest rates and quick pay out! Reviewed on: 23rd June 2017
Nicole towers 's avatar
Nicole towers

Very satisfied with Zopa

5
It's some time now since I paid off my loan to Zopa. I was very impressed with the service. Very efficient and fast. Reviewed on: 23rd June 2017
Andrea's avatar
Andrea

Loan

5
Had a good experience with Zopa, quick simple service. Reviewed on: 23rd June 2017
marcelina dobrzanska's avatar
marcelina dobrzanska

Excellent!

5
Best loan company going! Very reliable and great interest rates! Reviewed on: 23rd June 2017
Nicole towers 's avatar
Nicole towers

Great

5
Great service and quick really pleased Reviewed on: 23rd June 2017
Sally Parkes's avatar
Sally Parkes

Excellent service and fuss free.

5
As easy as buying a cup of coffee, I was a costumer already and just topped up my loan... Extremely satisfied. Reviewed on: 23rd June 2017
Abel Ribeiro's avatar
Abel Ribeiro

Simple, quick, easy!

5
Really enjoyed experience to apply and get a loan from Zopa! Along with low rates there comes very convenient and easy management of your loans. Very simple! No long questionnaires, just few simple steps to apply and done. Very quick! Approval made quickly, money in your account in a blink! Very easy! Easy to manage your loans using user friendly website. Repay and re-apply for a loan in press of a button! What could be better than that? Keep on doing great job! Simple is Best! Reviewed on: 23rd June 2017
Egis's avatar
Egis

Highly recommended

5
Zopa offered the best rates available along with excellent customer service. Reviewed on: 23rd June 2017
Daniel Swindells's avatar
Daniel Swindells

Simple, easy to manage, great rates

5
Excellent service, would 100% recommend Reviewed on: 23rd June 2017
Gary Lythgoe's avatar
Gary Lythgoe

Simple, easy to manage, great rates

5
Had 2-3 things with Zopa now, and each one has been flawless. Would 100% recommend. Reviewed on: 23rd June 2017
Gary Lythgoe's avatar
Gary Lythgoe

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