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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Quick and efficient application, highly recommended loan company

The application process was very quick and efficient. No hidden costs or charges. Highly recommended if you require a loan from a professional and ethical company. Reviewed on: 23rd June 2017

Easy!

Quick and simple transaction with absolutely no fuss and great customer support Reviewed on: 23rd June 2017

Competitve rates and simply great service

Rates were some of the best on the market. Application was straight forward and simple with plain english contracts. Great customer service when needed. Would definitly use again in the future and would have no problems recommending. Reviewed on: 23rd June 2017

Easy to deal with

I have had 3 loans from Zopa, they are easy to deal with, have great rates Reviewed on: 23rd June 2017

Straight forward, very fast and hassle free. What more do you want?

After shopping around I found Zopa on a comparison site. I hadn't really heard of this company before so being honest I was a little wary initially. I had a dig around on the net and seen plenty positive feedback. The whole process was simple and straight forward. The decision was made quickly and the money transferred into my account when they said it would be. Easy set up over the phone and internet. Based on my experience I would definitely recommend Zopa to friends and family Reviewed on: 23rd June 2017

Not at all like a bank...

Quick, easy and best of all hassle free borrowing. I cannot think ogfanything negative in the whole process. I particularly like the ability to pay the loan off before the term ends - most banks don't seem to offer this. I am on my 3rd Zopa loan now, all loans were for vehicle purchases. Reviewed on: 23rd June 2017

Quick, reasonable loans with great flexibility.

The money came through quickly and easily and at a good rate. I had a query and contacted customer service who were prompt, courteous and answered my question clearly. The flexibility in being able to pay back lump sums when you have a bit of extra money is great and really helps to keep on top of things. Highly recommend. Reviewed on: 23rd June 2017

Easy to use

A very comfortable experience with a good result Reviewed on: 23rd June 2017

Very helpful

Easy to apply & replied very quickly. Easy to arrange Reviewed on: 23rd June 2017

ZOPA - The best of all lenders

My experience with zopa is fantastic. Everything about zopa is spot on, their staffs are accommodating and respectful. The interest on loan is far minimal compare to other lenders even banks. Their decision when you ask for loan is the quickest. A trial will convince you. UP ZOPA. Reviewed on: 23rd June 2017

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