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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Amazing Service & Value for Price

There are many reason one would take out a loan, but for me it was just to set myself straight, I'm not the best when it comes to putting money aside so when I found out that I could get a loan that would help with all my needs with an interest rate that is almost a give away I jumped at the chance. The repayments are extremely affordable and flexible. I would recommend Zopa to anyone looking to get themselves out of a Jam or maybe looking for a new car, maybe even some improvements to your house to make you day to day more comfortable. You won't regret it! 10/10 :) Reviewed on: 23rd June 2017

A fantastic digital experience with easy to use Zopa service.

Zopa is a very quick and easy service, which is a totally online experience with no hassles. The terms of service are clearly explained. It was an amazing way to get a result in less than 5 minutes. Keep up the good work team. All the very best. Reviewed on: 23rd June 2017

The Professionals

From the initial enquiry, the loan options, the correspondence and the approval the process is quick easy transparent and very professional. I am very happy and have recommended Zopa to many people. Reviewed on: 23rd June 2017

Excellent

Wasn't at all difficult on line experience, I would not hesitate to use again and recommend to anyone else Reviewed on: 23rd June 2017

Best Service/Value for Price

I had done many quotes and site searches for that "affordable" loan that suited my out goings. When I came across Zopa no one even came near to what they offered me, I was unsure whether my credit would pass as others had turned me down. Fortunately Zopa approved me and It has helped massively! I would recommend Zopa Loans to anyone. It was quick, simple and affordable! 10/10 Reviewed on: 23rd June 2017

Best interest rates.

Grown up lending for responsible grown ups. Good, fast and cheap. Reviewed on: 23rd June 2017

Consistent good service

Over the years as I have had large purchases to consider, I have used zopa loans to support them. When I have spare money I can easily 'overpay' to reduce monthly payments, and on occasion I have consolidated an older loan with a new one at a better rate. Very happy with the service provided Reviewed on: 23rd June 2017

Loan in Minutes

It was easy to get this loan and I have had no problems or issues since! Reviewed on: 23rd June 2017

Great for small - mid size loans

Quick to arrange funds - no hidden costs and the option to pay back early. Reviewed on: 23rd June 2017

Excellent Provider

could not fault the service from start to finish. Reviewed on: 23rd June 2017

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