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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent , pure and simple!

Excellent rates, very easy and very quick. I can't recommend them highly enough! Reviewed on: 23rd June 2017

Fast and Fair

I've found zopa over the years to be consistently the fairest and most competitive lenders available. The online service is excellent. My overall experience haa been fantastic. Reviewed on: 23rd June 2017

Excellent service, interest rates second to none

found it a pleasant experience from start to finish. No hassle or quibbling. I wouldn't hesitate recommending to friends and family Reviewed on: 23rd June 2017

Got a loan from zopa very easy and helpful staff

They was very helpful with setting up my loan , very fast , and would recommend them highly Reviewed on: 23rd June 2017

Very easy

Very easy and flexible. Can move payment dates to suit you. Reviewed on: 23rd June 2017

good

good company affordable loans nice service and easy to read form Reviewed on: 23rd June 2017

Really fast decision, efficient and quick process and money in the bank when they said it would be. Brilliant service all round.

I needed a car loan as always found out done by finance with other cars. Also wanted to own my own car. After searching on the internet for loans, Zopa sprang out as a good option with a decent APR so I applied and was really impressed with how fast it was to apply and how fast the decision was made. The money was in my bank within three days just in time for me to pay and receive delivery of my new car. Very happy with Zopa and have recommended to anyone looking for a decent loan where you don't get ripped off. Reviewed on: 23rd June 2017

Highly recommend

Easy to do. No fuss or stress. Competitive rates. Reviewed on: 23rd June 2017

Great Lender

Hassle free with competitive rates, would use again. Reviewed on: 23rd June 2017

Very good

Fast and easy good very good service Reviewed on: 23rd June 2017

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