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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Exemplary Customer Service

Professional customer service at all times. Exemplary support. I would highly recommend Zopa to everyone. Reviewed on: 28th February 2025

Very helpful.

Very helpful. Easy procedure. Transparent and open clarifications Reviewed on: 28th February 2025

Easy & Quick & Informative

It was a very simple system of automated application and delivery of the loan same day. Everything about the assessment & the suitability and acceptance was very easy to complete and informative at the same time. Reviewed on: 28th February 2025

Would recommend

Very easy, like having the app. I would recommend to people. Reviewed on: 28th February 2025

fast, reliable and without unnecessary paperwork.

fast, reliable and without unnecessary paperwork. I am very satisfied. Reviewed on: 28th February 2025

App easy to use

App very good and easy to use and keeps me updated Reviewed on: 28th February 2025

Quick service, excellent online process.

Quick service, excellent online process. Great user interface and great interest rates. Flexible payment options are appreciated. Reviewed on: 28th February 2025

Loan application hazzle free

Easy to apply and get a loan no problems and hazzle free Reviewed on: 28th February 2025

Quick and easy

Zopa provide a speedy service that is simple to follow and understand. At the same time they provide me an array of tools to help me keep on top of my finances. Reviewed on: 28th February 2025

I have found the customer service are excellent noth...

I have found the customer service are excellent nothings a problem for them great quick with decisions and always available Reviewed on: 28th February 2025

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